National Truck Loans is a direct lender, not a broker or bank, which means we have full autonomy and flexibility with our capital. Therefore we are able to fund loans to those who have bad credit or even no credit. We look at the overall profile not just the credit score when making our decisions. We exist to help small independent operations and startups grow and achieve financial independence.
Assets We Fund
National Truck Loans is dedicated to semi-truck, construction, vocational vehicle, major repairs, working capital loans and trailer financing. We have loan officers that have over 20 years experience in the trucking industry ready to assist you through the entire loan process.
Our Clients are Family
We set you up for success throughout the life of the relationship and future loans. National Truck Loans has a long term outlook when it comes to our clients and their financial independence.
Serving English and Spanish speaking communities
National Truck Loans makes it easy to receive capital for all your equipment financing needs.
Your Trucking Loans Experts
Our Founders have a rich history of over 15 years experience in the commercial vehicle lending market. National Truck Loans is a boutique private lender specializing in commercial vehicle loans from $15,000 up to $250,000. We work with our own funds and not a broker. Our loans are purchase only and we don’t offer leasing options. As a direct lender we make the funding process faster, easier, and with far less bureaucracy than institutional banks or third-party brokers. We strive to provide personalized service that is responsive and always available, and with loan officers with over 20 years experience in the trucking industry, we can help you with every step along the process. We understand running a business is tough and financing equipment should not be a stressful challenge. We strive to earn our customer's trust and foster long-term partnerships that can seamlessly support our client's future capital needs.
CHALLENGED OR BAD CREDIT LOANS
We look at the whole picture, not just the credit score
National Truck Loans specializes in helping business owners, startups, or operators with lower credit scores or with C to D credit profiles secure a commercial vehicle loan for a purchase contract. As a direct lender we can provide creative solutions others won’t or can’t. We determine loan qualifications based on the overall profile considering collateral, experience, payment history, track record, a viable business plan, and not just the number on a credit report. In some cases we are prepared to finance scores as low as the 400s, depending on the overall circumstances. Our goal is ultimately to create a lifetime customer.
SCHEDULE AN APPOINTMENT
Talk with a General Partner or Loan Specialist Today!
Take full advantage of our unique offer to schedule time to speak to our most seasoned specialists, and experience firsthand a level of personalized support you won’t find anywhere else.
Every successful financial strategy starts with an excellent client relationship. Our mission and values include exceeding our client’s every expectation. We can provide a thorough overview regarding all aspects of your trucking goals and needs. From financing, insurance, 3PL and driver recommendation needs, we can help you along the way and set you up with those who will help you achieve your financial goals. Let us show you why we are considered a best-in-class boutique lender.
WHAT TO EXPECT
Simple online application
No Pre-Payment Penalties
Payoff early without hidden fees
SAME DAY APPROVALS
No wasted time
LOW DOWN PAYMENT
Average down payment of 30%
Additional collateral considered
NO HIDDEN FEES
What you see is what you get
CHOOSE YOUR TRUCK OF ANY AGE
from any dealer or transportation company nationwide (private sellers considered)
TITLE IN YOUR NAME
The Truck's title is in your name, not ours