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STRESS FREE
TRUCK & TRAILER
CAPITAL

No-prepayment Penalties on most of our Loans
No Hidden Fees

PRIVATE LENDER

National Truck Loans is a direct lender, not a broker or bank, which means we have full autonomy and flexibility with our capital. Therefore we are able to fund loans to those who have bad credit or even no credit. We look at the overall profile not just the credit score when making our decisions. We exist to help small independent operations and startups grow and achieve financial independence.

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EXPERTISE

Assets We Fund

National Truck Loans is dedicated to semi-truck, construction, vocational vehicle, major repairs, working capital loans and trailer financing. We go beyond lending and become a long term partner to meet future capital needs for our clients.

PERSONALIZED SERVICE

Our Clients are Family

We set you up for success throughout the life of the relationship and future loans. National Truck Loans has a long term outlook when it comes to our clients and their financial independence.

BI-LINGUAL

Serving English and Spanish speaking communities

National Truck Loans makes it easy to receive capital for all your equipment financing needs.

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ABOUT US

Your Trucking Loans Experts

Our Founders have a rich history of over 15 years experience in the commercial vehicle lending market.  National Truck Loans is a boutique private lender specializing in commercial vehicle loans from $15,000 up to $250,000.  We work with our own funds and not a broker.  Our loans are purchase only and we don’t offer leasing options.  As a direct lender we make the funding process faster, easier, and with far less bureaucracy than institutional banks or third-party brokers. We strive to provide personalized service that is responsive and always available. We understand running a business is tough and financing equipment should not be a stressful challenge.  We strive to earn our customer's trust and foster long-term partnerships that can seamlessly support our client's future capital needs.

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CHALLENGED OR BAD CREDIT LOANS

We look at the whole picture, not just the credit score

National Truck Loans specializes in helping business owners, startups, or operators with lower credit scores or with C to D credit profiles secure a commercial vehicle loan for a purchase contract.  As a direct lender we can provide creative solutions others won’t or can’t.  We determine loan qualifications based on the overall profile considering collateral, experience, payment history, track record, a viable business plan, and not just the number on a credit report.  In some cases we are prepared to finance scores as low as the 400s, depending on the overall circumstances.  Our goal is ultimately to create a lifetime customer.

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SCHEDULE AN APPOINTMENT

Talk with a General Partner or Loan Specialist Today!

Take full advantage of our unique offer to schedule time to speak to our most seasoned specialists, and experience firsthand a level of personalized support you won’t find anywhere else.


Every successful financial strategy starts with an excellent client relationship. Our mission and values include exceeding our client’s every expectation.  We can provide a thorough overview regarding all aspects of your trucking goals and needs.  From financing, insurance, 3PL and driver recommendation needs, we can help you along the way and set you up with those who will help you achieve your financial goals.  Let us show you why we are considered a best-in-class boutique lender. 

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WHAT TO EXPECT

APPLICATION

Simple online application

TERMS UP TO 48 MONTHS

Flexible time tables

SAME DAY APPROVALS

No wasted time

LOW DOWN PAYMENT

Average down payment of 30% or less

COLLATERAL

Additional collateral considered

NO HIDDEN FEES

What you see is what you get

CHOOSE YOUR TRUCK OF ANY AGE

from any dealer or transportation company nationwide (private sellers considered)

TITLE IN YOUR NAME

The Truck's title is in your name, not ours

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CONTACT US

1680 SW Bayshore Boulevard

STE. 100

Port Saint Lucie, FL 34984

Monday - Friday 9am-5pm EST

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